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Karachay-Balkar or Mountain Turkic, is a Turkic language spoken by the Karachays and Balkars in Kabardino-Balkaria and Karachay–Cherkessia, European Russia, as well as by an immigrant population in Afyonkarahisar Province, Turkey. It is divided into two dialects: Karachay-Baksan-Chegem, which pronounces two phonemes as /tʃ/ and /dʒ/ and Malkar, which pronounces the corresponding phonemes as /ts/ and /z/. The modern Karachay-Balkar written language is based on the Karachay-Baksan-Chegem dialect. The language is closely related to Kumyk.

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