Historically, whenever we have lots of rate hikes, commercial banks stand to benefit the most. Even with the recent rapid rate hikes, most commercial banks are very slow to pass on rate hikes to savers. Did you know that many of the recent top performing banks are actually European banks who are taking advantage of the positive yields in European government bonds? 🤔

So that leaves us with the question: how have commercial banks been making money as of late?

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