mortgage, mortgage bond, free-and-clear, home mortgage, residential mortgage, commercial mortgage, commercial real estate, residential real estate, farm mortgage, single-family home, single-family mortgage, multi-family home, multi-family mortgage, securitize, securitization, primary mortgage, mortgage bond, secondary mortgage market, qualified mortgage, pre-approval, mortgage company, collateral, lien, first lien, second lien, junior lien, recorder's office, title, legal title, clear title, clowdy title,