Return On Investment versus the payback method. Why do we need them, and what are the similarities and differences between these methods for investment analysis?
Let’s start with the central question that each of the methods tries to answer. For #ROI , that question is: what % annual return do I get on my investment? For the #paybackmethod , the central question is: how many years does it take to recover the initial investment?
⏱️TIMESTAMPS⏱️
0:00 ROI vs payback method introduction
0:27 ROI calculation vs payback method calculation
1:13 Mathematical link ROI and payback
1:38 Project selection using the payback method
2:32 Payback method limitation
2:59 Project selection using ROI
3:53 Average ROI
4:16 ROI and payback method summary
While they are both fairly easy to understand, each has inherent limitations. More sophisticated methods like Net Present Value or Internal Rate of Return may have to be applied to improve the decision making process.
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