I am Serap, and I live in Carlifonia I filed bankruptcy two years ago and have been rebuilding my credit since then. Last month my Equifax score from myFICO was 490. I had a secured loan from Navy fed for $4800 and paid $266.00 a month that was paid off on 7/22 then come August my credit score -21 points WITH (the reason was one of your accounts has decreased by $266.00) the loan paid on time every month never late and was at the end if it term. I have credit cards that are paid on time, or I co

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Thank you!